How to get better healthcare with less spending in the US?
Since we were little, our parents taught us to take care of our health. Now we are adults, and our only response is, “In this economy?”. Healthcare might indeed be expensive for most citizens. But how to reduce costs while still being healthy?
First of all, look at insurance plans. Compare the options of bronze, silver, gold, and platinum insurance. There is a difference of over 3,000 dollars annually between the first and the last one. Take into consideration what each plan provides. Make sure you pay for the services you need. At the same time, review the list of your family plans. You can save a great deal and still be insured.
Secondly, look at what your employer can provide you. Some firms have special health insurance plans for their employees. In most cases, it is more convenient than any of the healthcare plans mentioned above. As long as you have the job, you will be insured. At the same time, if you have a student in your family, make sure you search for student healthcare plans. They are cheaper and provide the same services.
Lastly, plan your budget. Take into calculation your monthly prescriptions. Don’t forget about the recommended checkups. Include some vitamins and supplements in the budget as well. Make sure you leave some room for emergency medical bills too. It takes less than one hour to calculate the annual spending, but you will be grateful you put the money aside on time.
Especially during this time, remember that health comes first. There are many ways to stay financially covered and healthy at the same time. Make sure you research them all!